Preheat the oven to 375 degrees F. Cover baking sheet with heavy-duty aluminum foil.

Add the vegetable oil to a medium skillet over medium heat. Add the bell peppers and onions. Sauté until translucent.

Add garlic at this point or add it directly to the meatloaf. If adding it to the sautéed vegetable then cook until fragrant (about 30 seconds). Remove the onions and pepper mixture from the heat to cool off.

To a small bowl add the Ritz crackers. Pour milk into the bowl with the crackers. Mix to combine. Set to the side for 5 minutes or until the mixture has thickened.

To another small bowl add the sweet chili sauce, ketchup, and brown sugar. Mix well. Reserve for later.

To a large bowl, add the ground beef, Ritz cracker mixture, sautéed vegetables, garlic, eggs Worcestershire sauce, dijon mustard, parsley, basil, thyme, garlic powder, onion powder, paprika salt, and pepper.

Use your hand to gently mix the beef into the other ingredients. Do not overmix. You need to mix just until combined. Shape meat mixture into a loaf.

Combine the sweet chili sauce, ketchup, and dark brown sugar.

Spread half of the glaze on top of the meatloaf.

Wrap foil around the meatloaf.

Bake for 30 minutes. Add the remaining chili sauce on top of the meatloaf. Continue baking for an additional 30 minutes or until the temperature reads 165 degrees Fahrenheit on a meat thermometer.